Do you have any damage to your
home from a storm, hail, wind, flood or fire? We can help. Contact
Royale Construction and our team of professionally trained home Damage
Assessors. We will dispatch one of our highly trained Damage Assessors to confirm your loss
and document the extent of your property damage. This consultation is entirely
free of charge.
If it is determined there is damage to your property, Royale Construction will
assist you through the entire process of your insurance claim. This will give
you the peace of mind that your interests are being taken care of
professionally. We will be your professional representative. You will not have
to concern yourself with the details of the claim. We will be a single phone
call away for questions or concerns. We're home owners too and we understand.
Royale Construction Damage Assessors use the same software and terms insurance
companies use, so there is no confusion while establishing details of a claim.
This is important as tradesmen, roofers or siding contractors do not understand the mix of
trades. As a General Contractor, Royale Construction has the unique ability to
manage mixed trade damage.
Once we complete all the preliminary paperwork and a claim has been started, a
professional Loss Adviser from Royale Construction will meet with the adjuster
on your behalf to advocate for you and make sure all damage, repairs and
code requirements are included in the claim.
Most of the time it is just that easy, however in the event your claim is not
being taken seriously by your insurance company or that your insurance company
is not working in good faith, Royale Construction will pursue your
legitimate claim to insure that your investment in your property is protected.
We're home owners just like you.
Royale Construction will never ask for any money from you in advance. You pay
for the repairs after you receive payment from your insurance company. Royale
Construction will advocate for you to insure all warranties are covered. Royale
Construction only uses the best possible products to make certain your home
will be repaired to equal or higher standards.
Myths about Hail Damage
Myth: I looked at my roof and didn't see any problems, or my roofer inspected it and there are no problems.
Fact: Roofing systems must be physically inspected by some one who has training and experiance to determine if there is actual hail damage. Insurance companies send their adjusters to special training so they can properly identify hail damage to property, unfortunately there is not much ongoing training for the roofing or home inspection industries.
Myth: I'm not missing any shingles so I must not have damage.
Fact: Missing shingles are related to wind damage claims and can happen during a hail storm if the winds are high enough. However hail damage is insidious in nature and may not physically cause leakage for years after a hail storm.
Myth: I only have 1 year to file my insurance claim.
Fact: Many insurance companies do have a one year time limit and some even less, however due to the nature of hail damage they may pay claims past the deadline. This usually happens if a hail storm is widespread geographically.
Myth: My roof is new so it's covered by the manufacturer's warranty, home builder, or contractor.
Fact: Manufacturer's specifically name hail as an exclusion to their product warranty, so do home builders and roofing contractors. Newer roofs can actually be more susceptible to hail damage versus older roofs due to the time it takes a new roof to cure from exposure to the elements.
Myth: I was told my roof has minimal or very little damage and therefor I don't need to file a claim.
Fact: If your roof has any damage what-so-ever you have a valid insurance claim and should file with your insurance company. Damage might not cause your roof to leak for years. This is why it's important to have a qualified person inspect your roof.
Myth: My insurance company will cancel my policy if I file a claim.
Fact: Most states prohibit insurance companies from cancelling policies for filing claims arising from severe weather related events. Check with your state however and your policy language as well.
Myth: If I don't file my claim, my insurance company won't raise my rates.
Fact: After a disaster, insurance companies may raise every one's rates. By not filing your claim, your personal rate increase is paying for every one else's damage except yours.